
Every way to finance it, in one index.
Fixed rates, adjustable rates, conforming, jumbo and super jumbo, FHA, VA and USDA, plus private investor lending for fix-and-flip and ground-up construction. Open a line to read how each program behaves.
Programs are tools.Choosing between them is the work.
Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. Here's the full set, with the trade-offs stated plainly.
The most predictable path to homeownership. One interest rate, one payment, for the full life of the loan — useful when you plan to stay put and want your housing cost fixed against the market.
Read the program details→A shorter horizon and typically a lower rate. Payments are higher month to month, but far less interest is paid over the life of the loan.
Read the program details→A fixed introductory period followed by periodic adjustments. Often the right instrument when a sale, refinance, or change in circumstance is expected inside the initial term.
Read the program details→Financing that falls inside conventional loan limits, with competitive pricing for well-qualified borrowers across a range of terms.
Read the program details→For property values above conventional limits. Underwriting is more detailed and structure matters — this is where advisory work earns its keep.
Read the program details→Government-insured financing with flexible qualification, frequently used by first-time buyers. FHA guidelines allow for higher debt ratios on a case by case basis.
Read the program details→Earned financing for eligible service members and veterans. VA guidelines also allow for higher debt ratios on a case by case basis.
Read the program details→Financing designed for qualifying properties in eligible areas. Ask about eligibility before you rule it out.
Read the program details→Term length is a lever, not a default. Shortening or lengthening the term changes both the monthly number and the lifetime cost.
Read the program details→Investor-friendly financing for fix-and-flip projects, ground-up construction, and rental property acquisitions. Common-sense underwriting, fast draws, and structures built around the deal — not a W-2.
Read the program details→Get your personalizedmortgage options.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Pick the line that matches your situation — you'll go straight to the right tool.
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